Industry Update: Navigating International Life Insurance Cases

Understanding International Underwriting Considerations

Working with clients who have international connections can bring unique underwriting considerations. Whether a client travels frequently, is a permanent resident, or lives in the U.S. on an eligible visa, understanding carrier guidelines upfront can help set expectations and create a smoother application process.

Securian Financial offers international underwriting resources to help agents navigate areas such as:

• Country risk classifications

• Eligibility requirements

• International travel considerations

• More complex underwriting situations

Their experienced underwriting team can also help agents evaluate opportunities and determine the best approach before submitting a case.

Agent Tip: Before submitting an international case, take time to review the applicable guidelines and connect with your underwriting team if additional support is needed. Early preparation can help you navigate complex cases and create a better experience for your clients.