Term Conversion with Chronic Illness Coverage

From The Life Team at 833-984-4225 or [email protected]

Protective's Classic Choice term now includes the Conversion Choice rider with ExtendCare, offering more flexibility beyond basic term coverage. It allows conversion to a broader range of permanent products with an extended conversion period—without any new medical exams or underwriting. Upon conversion, chronic illness protection can also be added to help cover future care expenses. This makes it a strong option for starting with affordable term coverage today while preserving access to long-term protection and insurability later.